The Martin Ward Insurance Agency proudly serves individuals, families, and businesses in the great state of Tennessee with dependable, personalized insurance coverage. As a local agency, we take the time to understand each client’s unique needs, helping them navigate options for auto, home, renters, life, and business insurance. Our goal is simple: provide the right protection at the right price—without the confusion that often comes with choosing a policy.
Whether you’re protecting your family’s home, your vehicles, or the business you’ve worked hard to build, The Martin Ward Insurance Agency offers guidance every step of the way. We compare coverage options, explain policy details in clear terms, and remain accessible long after the paperwork is signed. With a focus on long-term relationships and responsive service, we’re committed to helping Tennessee residents feel confident and secure about their coverage decisions.
OUR TEAM
Martin Ward is a U.S. Navy veteran and retired law enforcement officer with more than 20 years of dedicated service protecting and serving his community. In addition to his public service career, Martin brings over 30 years of successful business experience and leadership to his professional endeavors.
A committed family man, Martin has been married to his wife Nancy for 34 years. Together they have raised four children and enjoy spending time with their two grandchildren. Martin values integrity, hard work, and building lasting relationships both in business and in the community.
Martin Ward
Owner
Samantha Hughs
Agent
Aaron Day
AgentWE KNOW
INSURANCE
At The Martin Ward Insurance Agency in Maryville, clients have access to a full range of insurance options designed to protect every part of life—at home, on the road, at work, and beyond. From dependable auto insurance that keeps you covered behind the wheel to homeowners and renters policies that safeguard your property and belongings, our team helps you build coverage that fits your lifestyle and budget. We also offer life insurance solutions to provide financial security for your loved ones, along with business insurance options that protect local companies from unexpected setbacks. Instead of a one-size-fits-all approach, we work closely with each client to explain available coverages, identify potential gaps, and tailor policies to meet specific needs. Explore the options below to learn more about each type of insurance and discover how the right coverage can give you lasting peace of mind.
AUTO INSURANCE
When you’re searching for reliable auto insurance anywhere in Tennessee, we’re here to help you find coverage that truly fits your life. At The Martin Ward Insurance Agency, we know that auto insurance isn’t just about meeting state requirements—it’s about protecting you, your passengers, and your financial future every time you get behind the wheel. We’re proudly based in Maryville and protect families across the entire Volunteer State. We’ll walk you through your options for liability, collision, comprehensive, uninsured/underinsured motorist coverage, and more. Our goal is to make sure you understand exactly what you’re paying for and feel confident in your protection.
HOME INSURANCE
When you’re looking for dependable home insurance in Tennessee, we’re here to help you protect what matters most. At The Martin Ward Insurance Agency, we understand that your home is likely your largest investment—and more importantly, the place where life happens. That’s why we work closely with you to build a homeowners insurance policy that covers your property, personal belongings, and liability risks. From protection against fire, storms, and theft to coverage for unexpected accidents, we’ll walk you through your options and explain everything clearly so you can make informed decisions with confidence.
RENTER’S INSURANCE
When you’re renting a home or apartment in Tennessee, having the right renters insurance is one of the smartest ways to protect yourself. At The Martin Ward Insurance Agency, we help renters secure coverage that protects personal belongings like furniture, electronics, clothing, and more from risks such as fire, theft, and certain types of water damage. Many renters assume their landlord’s policy covers their belongings—but it doesn’t. We’ll help you understand exactly what renters insurance covers, including personal property protection and liability coverage if someone is injured in your rental.
LIFE INSURANCE
When you’re thinking about protecting your family’s future in Tennessee, life insurance is one of the most important decisions you can make. At The Martin Ward Insurance Agency, we help individuals and families find life insurance coverage that provides financial security and peace of mind. Whether you’re interested in term life insurance for affordable protection during your working years or permanent (whole) life insurance designed to build long-term value, we’ll walk you through your options and explain the differences in clear, simple terms. Our goal is to help ensure your loved ones are financially protected if the unexpected happens.
BUSINESS INSURANCE
When you’re running a business in Tennessee, protecting everything you’ve worked hard to build is essential. At The Martin Ward Insurance Agency, we help business owners find reliable business insurance coverage tailored to their specific industry, size, and risk exposure. From general liability insurance and commercial property coverage to workers’ compensation and commercial auto policies, we guide you through your options and make sure you understand exactly how your coverage protects your company. Our goal is to help safeguard your assets, employees, and reputation so you can focus on growing your business with confidence.
CONDO INSURANCE
When you own a condo in Tennessee, having the right condo insurance is essential to fully protect your investment. At The Martin Ward Insurance Agency, we help condo owners secure coverage that goes beyond what the condo association’s master policy provides. While your HOA may insure the building structure and common areas, you’re typically responsible for protecting the interior of your unit, personal belongings, and personal liability. We’ll walk you through your options for dwelling coverage, personal property protection, loss assessment coverage, and liability insurance—making sure you understand exactly what your policy includes.
MOTORCYCLE & RV INSURANCE
When you’re enjoying the open road in Tennessee, having the right motorcycle and recreational vehicle insurance is key to protecting both your ride and your finances. At The Martin Ward Insurance Agency, we help clients secure coverage for motorcycles, ATVs, side-by-sides, boats, campers, and other recreational vehicles. Whether you’re cruising through the foothills or heading out for a weekend on the water, we’ll walk you through options like liability coverage, collision, comprehensive protection, and uninsured/underinsured motorist coverage. Our goal is to make sure you understand exactly what your policy covers so you can focus on enjoying your adventures with confidence.
UMBRELLA INSURANCE
When you want an extra layer of protection beyond your existing policies in Tennessee, umbrella insurance can provide valuable peace of mind. At The Martin Ward Insurance Agency, we help clients add umbrella coverage that extends the liability limits of their home, auto, business, condo, or renters insurance. If you’re ever faced with a major claim or lawsuit that exceeds your standard policy limits, umbrella insurance can help protect your savings, assets, and future earnings.
OUR PROVIDERS
At The Martin Ward Insurance Agency, we work with more than 20 trusted insurance providers to help make sure our customers get the right coverage at the right price. Instead of limiting you to a single company, we compare options across multiple carriers and focus on finding policies that truly match your needs, lifestyle, and budget. Our approach is centered on you—we take the time to review your situation, explain the differences between coverage options, and recommend the policies we believe offer the best overall value and protection.
Choosing insurance can feel overwhelming, but our goal is to make the process simple and straightforward. By working with a network of providers, we’re able to shop rates, compare benefits, and help you avoid paying for coverage you don’t need. Whether you’re looking for auto, home, life, or business insurance, we are committed to putting your best interests first and helping you make confident, informed decisions about your protection.
CLIENT TESTIMONIALS
FAQs
The Martin Ward Insurance Agency offers a wide range of personal and commercial insurance options, including auto, home, renters, life, business, motorcycle, recreational vehicle, condo, and umbrella insurance.
We proudly serve clients throughout Maryville, Knoxville, and the surrounding East Tennessee area.
We review your specific situation, coverage needs, and budget, then compare options from multiple providers to recommend the policies we believe offer the best overall value and protection.
Absolutely. You can contact us directly to request a quote, and we’ll help walk you through your coverage options and pricing.
Yes. We partner with more than 20 trusted insurance providers so we can compare coverage and help you find the best possible match for your needs.
We help identify discounts, review your current coverage for unnecessary costs, and compare policies to make sure you aren’t overpaying for protection.
If you need to file a claim, contact our office directly.. We can help guide you through the process and answer any questions along the way.
Life insurance helps protect your family’s financial future by helping cover expenses such as income replacement, debts, and final expenses, if something happens to you. We can help you determine if life insurance is a good fit for your situation.